China Construction Bank Carbon Digital Loan background

China Construction Bank Carbon Digital Loan

The ”Carbon Digital Loan“ is a green finance project jointly developed by China Construction Bank and Carbon Newture, specifically designed to provide financial support for green loans and technical support for digital carbon management to enterprises with low-carbon transformation needs. This facilitates enterprises in carrying out green transformation projects such as carbon footprint calculation, carbon neutrality verification, corporate GHG inventory, and green supply chain management. It strengthens the core competitiveness of enterprises in green and low-carbon trade, empowering enterprises for green and high-quality development.

Apply for more loan resources through ”CCB huidongni“

The one-stop financial services platform ”CCB Understands You“ APP offers a variety of inclusive financial credit products for small and micro enterprises and individual business owners. Customers can choose product types that suit their business characteristics and access full online credit services including application, withdrawal, and repayment through the ”CCB huidongni“ APP, with an annualized interest rate starting from 3% (simple interest).

Unique advantages

Simplified process

Online operation, 7x24-hour self-service application

Extended tenor

Up to 3 years for credit and up to 10 years for collateral

High limit

Up to 10 million yuan

Revolving credit

Independent use within the validity period, borrow and repay as needed

Cost-saving interest

Controllable financing costs, interest calculated based on actual funds used and number of days

Special features

With the support of financial technology, the ”CCB huidongni“ APP utilizes technologies such as the internet, big data,AI, and biometric recognition to create a variety of special features.

One-stop service

Integrates functions such as credit measurement, account opening, loan application, contract signing, fund usage, and repayment, with a user-friendly interface and simple operations.

Quick login

Fast login through authorization from third-party applications like WeChat or Alipay.

Instant loan amount estimation

Backed by big data, estimate loan amounts in real-time with just a few basic details, no registration required

Intelligent risk control system

Constructs an enterprise-level security framework with facial recognition, biometric authentication, and data applications for secure online authorization.

Small and micro enterprises online classroom

Offers various training courses ranging from business operations to personal development through livestreaming, online microlearning videos and audio, etc.

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